The digital wallet ecosystem has become a dizzying array of offerings across channels (brick & mortar, desktop ecommerce and mobile) with varying use cases (person to person, small merchant and large merchant). Given the number of options and no clear leader at this point, placing bets on a few might just be the best option.

I thought a graphic summarizing the offerings across channels and use cases would be best to illustrate the complex ecosystem:

Note: Platforms such as Stripe, Bitpay were omitted as each offering is not marketing a consumer facing platform.